Portrait of Daniel Reyes

Team

Daniel Reyes.

Loan Officer · Self-employed borrowers

Daniel ran a bookkeeping practice for freelancers before becoming a loan officer in 2021, so he reads bank statements the way underwriters do — and fixes them before underwriters ever see them. Founders, contractors, realtors and creators: if your deposits tell a better story than your tax returns, he is your officer.

His first question is always about account hygiene, not income: split the flows, source the transfers, and qualifying income often jumps without earning a dollar more.

Direct line
(619) 555-0146
NMLS
Available on request
Focus
Bank statements · 1099 earners